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Women's Journal

Delphian School: Why Education Should Expand a Student’s Options, Not Narrow Them

By the time students reach high school, questions about the future become increasingly common. What do you want to study in college? What kind of career interests you? What are you going to do after graduation? For some teenagers, the answers come easily. For many others, they don’t.

That uncertainty isn’t necessarily a problem. Adolescence is a time when interests are still developing, abilities are becoming clearer, and experiences can introduce students to possibilities they hadn’t considered before. Asking young people to think seriously about their futures can be valuable. Expecting them to commit too early to a narrowly defined path can be something else entirely.

Delphian School’s “Start Here, Go Anywhere” philosophy offers a useful way to think about this distinction. The school’s academic program combines traditional subjects with individualized programs, electives, practical projects, and opportunities for students to explore their interests. Delphian also begins college and career advising during high school, with students identifying their own aspirations and using those goals to help shape their academic and practical work.

The broader principle applies well beyond any one school. A strong education should prepare students to pursue opportunities, including some they haven’t imagined yet, rather than making them feel that their choices have already been made.

Teenagers Are Still Discovering What Interests Them

Adults sometimes look backward at their careers and create a much straighter story than the one they actually lived. A current profession can make earlier choices seem inevitable, even when the route involved changing majors, unexpected opportunities, abandoned plans, or interests discovered almost by accident.

Teenagers deserve room for the same kind of discovery.

A student who enters high school convinced that science isn’t for them may encounter a particular branch of biology that changes their mind. Someone focused entirely on academics may discover an aptitude for leadership while organizing an event. An aspiring artist may take an economics course and become fascinated by entrepreneurship. None of these developments means the student’s earlier interests were misguided. They simply illustrate how exposure can change what a young person sees as possible.

Schools can support that process by providing a strong academic foundation while leaving enough room for exploration. Literature, science, mathematics, history, languages, the arts, practical projects, and extracurricular activities expose students to different ways of thinking and working. Delphian’s curriculum, for example, starts with a broad academic foundation and lets students add electives based on individual interests and needs.

Breadth has value precisely because students don’t yet know which experience may prove important.

Exploration Isn’t the Opposite of Direction

Giving students options does not mean avoiding difficult choices or encouraging them to drift indefinitely. In fact, meaningful exploration works best when students learn to make increasingly thoughtful decisions about where to invest their time.

There is an important difference between keeping every option open forever and avoiding premature specialization. A student who tries several activities may eventually discover that one deserves serious commitment. Exposure to different subjects can make an emerging interest more convincing because the student has something to compare it to.

This is where guidance becomes especially valuable. Teachers, advisors, and parents can help students ask better questions about their interests without giving them the answers. What kinds of problems do they enjoy solving? Which subjects make them want to learn more after an assignment is finished? When have they felt particularly useful or engaged? What kind of work gives them satisfaction?

Those questions encourage direction while leaving ownership with the student.

Delphian School: Real Experience Can Change the Picture

Students also need opportunities to test interests in practice, not just in theory.

Someone may love studying environmental science but discover through fieldwork that laboratory research is more appealing than conservation work. A teenager interested in business might find that developing a product is exciting while accounting is not. Another student may assume they dislike working with younger children until a volunteer experience reveals an unexpected interest in teaching.

This is one reason practical experiences can be so useful during adolescence. They give students information about themselves that they can’t always gain from reading a course description or taking an aptitude test.

Delphian incorporates this kind of exploration into its Upper School program through practical projects, apprenticeships, and internships that students help choose and plan. The school says its high school program requires real-world projects and internships before graduation. Whatever form experiential learning takes, its value lies partly in letting young people test assumptions while they still have plenty of time to reconsider them.

Discovering that something isn’t a good fit can be useful progress too.

A Broad Foundation Makes Change Easier

Another reason to resist narrowing education too quickly is that people’s plans change.

A teenager’s first career idea may eventually become a lifelong profession, but it may also be only the beginning of a much longer process. College introduces new disciplines. Work exposes people to roles they didn’t know existed. Personal priorities change. Industries evolve, businesses fail, new opportunities emerge, and people sometimes simply discover that the career they imagined at seventeen isn’t what they want at thirty.

A broad education gives students something to draw upon when those changes occur. Strong writing helps in countless professions. Quantitative reasoning travels easily across fields. Historical knowledge provides context for understanding institutions and events. Exposure to literature and the arts can develop perspective and interpretation. Experience communicating, organizing, researching, and solving problems remains useful even when someone’s original plans change.

The point is not that students should avoid specialization. Expertise matters. But specialization rests more securely on a broad foundation than it does on an education built around one anticipated destination.

Education Should Create Possibility

Understandable pressure surrounds decisions about a young person’s future. College admissions, tuition costs, career prospects, and competition can make it tempting to optimize every choice as early as possible.

Education offers a different opportunity. It can give students enough knowledge, experience, and confidence to make increasingly informed choices for themselves.

That idea is particularly relevant to the message behind Delphian School’s “Start Here, Go Anywhere” approach. The destination will not be the same for every student, and it doesn’t need to be. What matters is whether young people leave school with a strong enough foundation to recognize opportunities, make thoughtful choices, and pursue a direction that means something to them.

A good education inevitably closes some doors simply because no one can pursue everything. But it should not close them unnecessarily. During the years when students are still discovering who they are and what they might become, education can do something more valuable than prescribe a destination.

It can give them more places to go.

Women’s Sports Gain More Sunday Spotlight Across ESPN This Fall

Women’s Sports Sundays is extending into fall 2026 with 11 weeks of programming on ESPN, led by college volleyball and NWSL matches. The expanded schedule begins Sept. 13 and adds WNBA postseason coverage, women’s boxing, college basketball and WTGL, giving the network a longer Sunday framework for women’s competition.

Key Takeaways

  • ESPN will run Women’s Sports Sundays for 11 fall weeks beginning Sept. 13.
  • The announced slate includes 10 college volleyball matches and five NWSL matches.
  • NWSL Decision Day on Nov. 1 will put all eight league matches across ESPN platforms in the United States.
  • WNBA playoff coverage, MVPW boxing, women’s college basketball and WTGL are also part of the fall mix.

ESPN is carrying Women’s Sports Sundays beyond its original summer run, turning a nine-week programming block into a fall schedule spanning multiple women’s leagues and college sports.

The change keeps women’s competition in a recurring Sunday window that ESPN introduced after Sunday Night Baseball moved to NBC. The summer version centered largely on the WNBA and NWSL. The fall schedule shifts college volleyball into the lead role while retaining soccer and adding other sports.

Women’s Sports Sundays Expands to 11 Fall Weeks

ESPN announced the extension Sept. 9, four days before the fall schedule begins with the championship round of the Paradise Invitational at 5 p.m. ET on Sept. 13. UCLA at Utah follows at 8 p.m. ET.

The network said the fall franchise will feature 11 consecutive weeks on ESPN and the ESPN App for eligible subscribers. Ten college volleyball matches and five NWSL matches are already listed, with women’s college basketball and WTGL details still to come.

Susie Piotrkowski, ESPN vice president of women’s sports programming and espnW, said the network wanted to “continue building this franchise” after its inaugural summer run. The format allows ESPN to move between sports as league calendars change rather than ending with one season.

The summer block also provided an audience benchmark. ESPN reported that the July 5 Indiana Fever-Las Vegas Aces WNBA game averaged 1.6 million viewers, citing Nielsen Big Data + Panel measurement. A separate report after the first three weeks put WNBA games within the Sunday franchise at an average of 1.04 million viewers.

College Volleyball and NWSL Anchor the Schedule

College volleyball accounts for the largest share of the announced fall lineup. The Sept. 7 AVCA Division I poll ranked Pittsburgh No. 2, Kentucky No. 3, Stanford No. 4, Louisville No. 5, SMU No. 8, Texas No. 9 and Florida No. 10, placing several scheduled Sunday matchups between current top-10 teams.

Those games include Kentucky at Florida on Oct. 4, Stanford at Louisville and Pittsburgh at SMU on Oct. 11, Florida at Texas on Oct. 18 and Louisville at Pittsburgh on Nov. 15. Rankings can change during the season, but the current poll gives those dates added competitive weight.

The added broadcast visibility arrives as athlete support is receiving attention away from competition. A female athlete research network has expanded internationally around health and performance research, reflecting a separate effort to strengthen resources surrounding women in sports.

The NWSL portion begins Sept. 20 with Chicago Stars FC against the Washington Spirit at 5 p.m. ET. Bay FC hosts Orlando Pride on Sept. 27 and Portland Thorns FC on Oct. 18, followed by Kansas City Current against Washington on Oct. 25.

The league’s Nov. 1 Decision Day is the largest soccer component. The NWSL says all 16 clubs will play simultaneously for playoff positioning, with all eight matches available across ESPN platforms as the exclusive U.S. home for Decision Day. The league expanded ESPN’s 2026 regular-season package to 33 matches, including the eight season-ending games.

Boxing, Basketball and WTGL Broaden the Sunday Mix

The fall block is not limited to volleyball and soccer. ESPN has scheduled a possible Game 4 of a WNBA semifinal on Oct. 11 at either 2 p.m. or 4 p.m. ET on ABC if the series requires it, alongside two college volleyball matches that afternoon.

On Nov. 8, MVPW-07 is scheduled to feature Elif Turhan against Alycia Baumgardner at 8:30 p.m. ET. ESPN has also said women’s college basketball and WTGL will appear within the franchise, although specific Sunday matchups for those sports had not been announced as of Sept. 9.

Outside television, sports opportunities for girls announced this month span 32 organizations across 20 states, Washington, D.C., and Puerto Rico, another current development in the wider women’s sports landscape.

ESPN’s published Women’s Sports Sundays slate also lists the NCAA Volleyball Selection Special for Nov. 29 at 6 p.m. ET. That date comes after the 11-week period that begins Sept. 13, so it is best read as an additional listed event rather than extending the stated consecutive-week count.

Frequently Asked Questions

When does Women’s Sports Sundays begin this fall?

The fall run begins Sunday, Sept. 13, with the Paradise Invitational championship round at 5 p.m. ET, followed by UCLA at Utah at 8 p.m. ET. ESPN describes Women’s Sports Sundays as an 11-week fall programming extension.

Which sports are included in the fall schedule?

The confirmed mix includes college volleyball, NWSL soccer, WNBA postseason coverage and MVPW boxing. ESPN has also announced women’s college basketball and WTGL, with additional details still pending.

What happens on NWSL Decision Day?

The NWSL regular season concludes Nov. 1 with all eight matches played simultaneously at 5 p.m. ET for playoff positioning. ESPN will carry all eight Decision Day matches across its platforms in the United States.

How to Review Your Bank Statement Through an Underwriting Lens

Many business owners look at their bank statement and see one number: the ending balance. An underwriter looks at the same statement and sees something considerably more detailed: a pattern of behavior that predicts how a business will handle a new financing obligation. Learning to read a statement this way before applying can meaningfully change how a business owner approaches the process.

Why the Ending Balance Isn’t the Number That Matters Most

A healthy ending balance on the last day of the month can mask a genuinely volatile month underneath it. A business that dipped negative for ten days and then received one large deposit right before the statement closed looks, at a glance, identical to a business that maintained a steady, comfortable balance throughout. An underwriter isn’t looking at a single snapshot; they’re looking at the pattern across the entire period, which is exactly why average daily balance, not ending balance, is the figure that actually drives most qualification decisions.

The Specific Numbers Fundivi’s Underwriting Engine Actually Evaluates

Fundivi, a direct lender and hybrid funding platform, built its self-underwriting engine around exactly this kind of pattern-based reading. The tool evaluates average daily balance against a threshold of 5% of monthly revenue with a $5,000 minimum for a clear result, and 2% with a $2,000 minimum for a watch-level result. It also tracks negative balance days specifically, clearing at two or fewer per month and watching at six or fewer, a genuinely different signal than the balance figure alone.

Reading a statement this way means a business owner should scan for two things before ever entering numbers into the tool. The first is how many individual days the account dipped below zero. The second is roughly what the balance looked like on a typical day, not the best day or the worst day. These two figures, calculated honestly, are what actually predict the qualification outlook far more reliably than the number sitting in the account on any single date.

Why Negative Balance Days Carry Outsized Weight

A single negative balance day might reflect a one-time timing issue, a payment that cleared a day earlier than expected. Six or more negative balance days in a single month suggests something structurally different, a business genuinely operating close to the edge of its available cash regularly. This is precisely why Fundivi’s engine treats this factor as a distinct line item rather than folding it into the average balance calculation, since two businesses with an identical average balance can have genuinely different underlying risk profiles depending on how that balance actually moved throughout the month.

What a Business Owner Can Actually Do With This Understanding

Understanding these specific factors before applying gives a business owner a genuine opportunity to improve their position, not by manipulating the numbers, but by managing cash flow more deliberately in the months leading up to an application. Timing large outgoing payments to align more closely with incoming revenue, building a small cash buffer specifically to avoid dipping negative even briefly, and reviewing statements monthly rather than only when a financing need arises are all genuinely actionable steps that directly address the factors an underwriter is actually looking at.

Reading Leverage the Same Way

Beyond balance patterns, a business owner reading their own statement like an underwriter should also tally total existing monthly payments across every current financing obligation and compare that figure against monthly revenue. Fundivi’s engine treats leverage above 25% of revenue as the point where a new position would need to be sized down considerably to avoid pushing a business past a reasonable repayment capacity, using an indicative nine-month term as its baseline. A business owner who adds up their own existing payments before applying gains a genuinely realistic sense of how much room remains before this ceiling comes into play.

What a Statement Reveals About Revenue Consistency

Beyond balance and leverage, a careful read of several months of statements reveals something a single revenue figure alone cannot: how consistent that revenue actually is from month to month. A business reporting $30,000 in average monthly revenue could be earning a steady $30,000 every single month, or it could be earning $10,000 in slow months and $50,000 in strong ones, two genuinely different risk profiles that happen to average out to the same headline number.

While Fundivi’s public underwriting engine evaluates average monthly revenue as a single input, understanding this underlying volatility matters considerably for how a business owner interprets their own result and plans around it. A business with highly variable revenue that currently clears the published threshold on an average basis should recognize that a full underwriting review may weigh this volatility more heavily than the simplified public tool does, since a genuine lender evaluating a complete file typically looks beyond the single average figure to the underlying pattern driving it.

How to Read a Statement for Open Financing Positions

A careful statement review also means identifying every recurring outgoing payment tied to an existing financing obligation, not just the ones a business owner immediately remembers. Daily or weekly ACH debits tied to a merchant cash advance, a fixed monthly payment tied to a term loan, and a recurring draw repayment tied to a line of credit should all be counted as open positions. Fundivi’s engine treats a single open position as the clear threshold and three or more as a watch-level signal, meaning an accurate count genuinely matters for understanding where a business’s outlook is likely to land.

Why This Skill Extends Beyond Any Single Application

Learning to read a bank statement this way isn’t just useful for a single financing decision; it’s a genuinely durable skill that improves ongoing financial management regardless of whether a business is actively pursuing new capital. A business owner who regularly reviews their own average balance, negative balance days, and leverage develops an early warning system for cash flow problems long before those problems become severe enough to threaten operations, catching a deteriorating pattern while there’s still meaningful time to address it.

Frequently Asked Questions

How Far Back Should I Look When Reviewing My Own Statement?

Reviewing at least the most recent three months gives a genuinely more reliable picture than a single month, since it smooths out any unusual one-time timing issues.

What If My Negative Balance Days Come From One Unusual Event, Not A Pattern?

That distinction matters, and it’s worth understanding clearly before applying so you can explain the context if a lender asks, even though the automated tool itself scores strictly against the raw count.

Does The Average Daily Balance Calculation Include All My Accounts?

The tool is built around your primary business operating account. A business with multiple accounts should generally focus on the account reflecting its core operating activity.

Can I Improve My Average Daily Balance Quickly Before Applying?

Meaningful, sustained improvement typically takes a few months of more deliberate cash management, though even a short period of improvement is better than none.

Why Does Leverage Matter Separately From My Credit Score?

Credit score reflects your broader credit history, while leverage reflects your current, real-time capacity relative to existing obligations. Both matter, but they measure genuinely different things.

Getting Started

Business owners can apply this same reading directly by entering their real numbers into the underwriting engine, confirming which specific product fits using the funding product matcher, and once an offer arrives, checking its true cost with the cost calculator. For a deeper look at how these factors work together, Fundivi’s resource library covers the details in plain language.

Disclaimer: This article is for general informational and educational purposes only and does not constitute financial, legal, lending, or credit advice. Underwriting criteria vary by lender, financing product, and applicant. Fundivi’s public tools provide indicative results only and do not guarantee approval, financing terms, or eligibility. Business owners should review all terms carefully and consult a qualified financial professional before making financing decisions.