Women's Journal

When Divorce Gets Financially Complicated, Beth Wants Women Ready

For years, Beth Kraszewski sat across the table from women who were anything but incapable.

They were executives. Entrepreneurs. Community leaders. Highly educated. Financially successful.

And yet, in the middle of a divorce, many of them felt completely lost.

That tension is what sparked Stronger Than You Know, Beth’s new book aimed at women navigating high-asset, high-pressure divorces. Not because they lack intelligence. Not because they are unprepared. But because the financial decisions placed in front of them are complex, emotional, and permanent.

Beth saw a pattern. Smart women freezing at the very moment their voice mattered most.

She decided to change that.

The Confidence Gap No One Talks About

Divorce is never just paperwork.

It is grief. Shock. Fatigue. Anger. Fear about the future. And layered on top of that, spreadsheets and legal language that can feel overwhelming.

Beth noticed that many women assumed something dangerous.

They believed they were destined to lose financially.

Some thought divorce automatically meant financial collapse. Others told themselves they were not “financial people.” Many quietly deferred to their spouse or attorney instead of engaging directly.

Beth’s work challenges that story.

She believes most women are fully capable of understanding their financial reality when the information is explained clearly and without intimidation.

Her goal is not to turn readers into analysts. It is to help them participate confidently in decisions that will shape decades of their lives.

High Stakes Means Long-Term Impact

In high asset divorces, the numbers look large. But that does not automatically mean security.

Beth explains that what appears equal on paper can produce very different outcomes over time.

Two assets with the same value today may carry completely different tax consequences. Some provide liquidity. Others do not. Some generate income. Others simply sit on a balance sheet.

Without understanding how those pieces function, it is easy to accept a settlement that looks fair but feels restrictive years later.

Beth encourages women to move beyond surface-level math.

Instead of asking “What is this worth today?” she pushes them to ask “How does this support my life five, ten, twenty years from now?”

That shift changes everything.

Emotional Clarity Is Financial Strategy

One of the most powerful elements of Stronger Than You Know is that it does not separate money from emotion.

Beth has seen what happens when either side gets ignored.

If emotions take over, decisions get rushed. If emotions are dismissed, resentment builds and clarity disappears.

Her approach blends both.

She introduces objective financial projections, the same types of tools advisors often use behind closed doors, and invites women into the process. When someone can see how a decision affects lifestyle, cash flow, and long term security, the noise quiets.

Worst case thinking loses its grip.

Instead of reacting from fear, women begin responding from information.

Beth describes this as grounding. Numbers become stabilizing rather than threatening.

From Overwhelmed to Informed

One recurring misconception Beth addresses is the idea that divorce automatically leads to ruin.

That fear alone can cause disengagement.

But she has seen the opposite happen. When women inventory what they own, what they owe, and what they do not yet understand, something shifts.

Clarity replaces guessing.

Beth encourages readers to start there. List the assets. Identify the liabilities. Notice the gaps in understanding. No judgment. Just information.

Then comes education. Not finance jargon. Practical explanations of how assets actually work.

Confidence grows through comprehension.

Small steps matter more than dramatic gestures.

Building the Right Team

Another major theme in Beth’s work is assembling the right advisory team.

Divorce often involves attorneys, financial planners, tax professionals, and sometimes business valuation experts. Yet many women are unclear about who is responsible for what.

Beth believes empowerment includes understanding each advisor’s role.

Which decisions are strategic. Which are legal. Which are tax driven.

When responsibilities are clear, women stop feeling like they are in the dark. They begin asking sharper questions. They participate instead of observing.

That participation can dramatically influence outcomes.

Strategy With Empathy

Beth’s experience as a financial strategist shapes every page of the book.

She has seen where women are most vulnerable. She has also seen where systems fall short.

Technical knowledge without context can feel alienating. Complex projections delivered without empathy can deepen anxiety.

Beth filters her advice through one guiding question.

Does this support long-term stability and autonomy?

If it does not, it does not belong in the strategy.

Her recommendations are practical. Forward-looking. Rooted in real patterns she has witnessed across countless cases.

This is not abstract theory. It is lived observation translated into guidance.

Beyond Divorce

Although Stronger Than You Know focuses on divorce, its core lessons extend far beyond it.

Life transitions expose financial weaknesses.

Career shifts. Widowhood. Retirement. Business exits.

Each moment forces a reassessment of resources, goals, and risk.

Beth argues that financial confidence is built through understanding, not avoidance.

When someone learns how to evaluate trade-offs, align money with values, and plan proactively, the benefits compound over time.

Divorce may be the catalyst, but the skill set carries forward.

A Companion, Not a Manual

Beth was intentional about tone.

She did not want to write a technical handbook that readers would close after one chapter.

She wanted something that felt steady. Supportive. Honest.

A companion that offers clarity when direction is needed and reassurance when doubt creeps in.

Divorce is isolating. Heavy. Exhausting.

Beth’s message is simple but powerful.

You are more capable than you think.

And with the right information, you can navigate even high-stakes decisions with clarity.

That belief is at the heart of Stronger Than You Know.

For women standing at a financial crossroads, Beth’s work offers something rare.

Not fear.

Not false promises.

Just informed strength.

To learn more about Beth Kraszewski and her work helping women make confident financial decisions, visit https://www.bethkraszewski.com/. You can also find her book Stronger Than You Know on Amazon, a practical, empowering guide for navigating the financial side of divorce and other major life transitions.

 

Disclaimer: This article is intended for informational and educational purposes only and does not constitute legal, financial, or tax advice. 

Writing Herself Into the Story: How Janae Builds Fantasy, Romance, and Resilience on Her Own Terms

By: Sarah Summer

Janae has been writing long enough to know that stories don’t arrive fully formed. They grow, they shift, and sometimes they wait. What has remained constant is her commitment to the page, and her belief that imagination can be both refuge and revelation.

Born on July 8 at Altus Air Force Base in Oklahoma, Janae grew up alongside her brother and sister, shaped by family storytelling and Louisiana heritage. Those early influences would later surface in her fiction, particularly in Perrish, a fictional town inspired by New Orleans, which she has described as paying homage to “the magical essence of the Big Easy.” Place, memory, and emotional texture matter deeply in her work, grounding even her most fantastical worlds in something familiar.

One of her earliest literary memories is simple and formative. “I remember my dear brother reading to me from Tales of a Fourth Grade Nothing,” she has written. “Little did he know that those innocent stories would ignite a passion within me to craft heartfelt tales of love and longing.” That moment planted a seed that followed her into adolescence, where she began writing stories for her high school friends, testing her voice and learning how words could move people.

Today, Janae lives in Savannah, Georgia, where she balances writing with life as a mother of two. Her home also includes Persephone, a cat she affectionately refers to as “a feline queen,” a detail that speaks to the humor and warmth that surface throughout her personal writing.

Writing as Craft, Commitment, and Care

Janae’s fiction lives in the realm of fantasy and paranormal romance, but her approach to writing is firmly rooted in discipline and honesty. She writes several books a year and has built a growing catalog that includes vampire romance, academy fantasy, and supernatural thrillers. Her recent novel, Blood and Wealth: Beginning, introduces readers to a hidden supernatural underworld beneath New York City, where vampires, Lycans, and ancient alliances operate in the shadows.

The novel follows Elena Castillo, a journalist driven by curiosity and truth, whose investigation leads her into the orbit of Luca Lemaire and the secretive Solstice Alliance. As Janae writes, “This isn’t just another crime to solve,” but an entry point into a world Elena was never meant to see. The story blends romance, power struggles, and prophecy, culminating in the line that anchors the series’ emotional stakes: “Some fates are chosen. Theirs was written in blood.”

Her Shadows and Temptations series explores similar themes through the lens of academy fantasy, following a young woman whose latent magic pulls her into a world of political intrigue, forbidden desire, and identity-shaping choices. Across her work, Janae returns to questions of power, agency, and transformation, particularly how characters navigate desire and responsibility in worlds that demand both.

Speaking Openly About Mental Health

What distinguishes Janae beyond her genre output is her openness. She speaks candidly about her personal experiences with mental illness and how managing it intersects with creativity, productivity, and sustaining a writing life. That transparency is not positioned as a brand, but as part of how she understands herself and her work.

“Writing isn’t just something I do; it’s who I am,” she has said. That identity comes with challenges as well as purpose. In her blog post Where I’ve Been: Writing, Recharging, and Overcoming Obstacles, she addresses periods of burnout, disrupted routines, and the necessity of stepping back to protect her mental health. “I never stopped writing,” she explains, even during quieter periods. Instead, she focused on replenishing her creative energy and maintaining perspective.

Her belief in resilience is summed up in a line she has shared publicly: “Determination is the unwavering flame that ignites the spirit, fuels the journey, and propels us beyond the limits of what we once believed possible.”

Creating Space for Other Writers

Janae extends that philosophy beyond her own work through The Scribe Vibe with Janae, a podcast dedicated to the realities of writing and publishing. The show covers topics ranging from rejection and imposter syndrome to marketing strategies, productivity, and the differences between traditional and self-publishing paths.

Episodes include discussions on managing criticism, maintaining mental health through mindfulness and self-care, and building sustainable habits as a creative. Janae also interviews other authors, giving space to conversations about research, representation, and navigating sensitive themes with care.

In her YouTube channel introduction, she explains her motivation clearly: “I created this channel to track my progress and create a visual journal to motivate me and others.” She doesn’t present writing as effortless or romanticized. “Writing is hard,” she acknowledges, “but if you have the willpower and drive you can achieve greatness.”

That balance of realism and encouragement resonates with writers who are often navigating creativity alongside work, family, and emotional labor.

Looking Outward, Moving Forward

Janae’s imagination is not confined to the page. She has spoken about her desire to travel, particularly to England, drawn to its history and culture. She has written about “the thought of embracing their rich heritage and savoring the melodic tones of the British accent,” describing it as something that fills her with “an indescribable longing.”

For readers encountering her work for the first time, Janae offers an invitation that reflects both confidence and curiosity. “Stay awhile,” she writes. “Explore the depths of my digital realm, and let my stories transport you to extraordinary realms.”

It’s an invitation shaped by years of steady writing, self-reflection, and a refusal to separate creativity from the realities of life. Janae continues to write, publish, and build her worlds on her own terms, blending fantasy and romance with honesty, resilience, and care.

More about Janae and her work can be found at https://janaewritesbooks.com/

Skin Centrick Champions Confidence as Grand Sponsor of Miss Telugu USA 2026

Global Clean-Science Beauty Brand Partners with Premier Cultural Platform to Redefine Modern Beauty Through Empowerment and Confidence

UNITED STATES — Global science-driven clean beauty brand Skin Centrick proudly announces its partnership as the Grand Sponsor of Miss Telugu USA 2026, reinforcing its commitment to empowering women, celebrating cultural identity, and redefining modern beauty through confidence, leadership, and authenticity.

This collaboration represents more than sponsorship; it reflects a shared vision between Skin Centrick and Miss Telugu USA to celebrate women for their individuality, resilience, and influence while honoring Telugu heritage across the United States.

As part of this partnership, Skin Centrick introduces two exclusive recognition titles:

  • Skin Centrick Face of Confidence – Miss Category
  • Skin Centrick Glow Beyond Beauty – Mrs Category

These titles celebrate women who embody authenticity, strength, leadership, and inner radiance.

Skin Centrick: Science Meets Empowerment

Founded by global entrepreneur Dr. Chithra Kannan, Skin Centrick has rapidly grown into an internationally expanding clean-science beauty brand with presence across North America, Latin America, and the Middle East, with India expansion underway.

Built on the philosophy “Confidence Is Everything,” Skin Centrick combines clinical innovation with nature-powered ingredients to create high-performance skincare while championing initiatives that empower women to embrace self-belief and personal strength.

“Beauty today is defined by confidence and authenticity,” said Dr. Kannan. “Through our partnership with Miss Telugu USA, we celebrate women who inspire through purpose, presence, and leadership.”

Miss & Mrs Telugu USA: A Platform Beyond Beauty

Miss & Mrs Telugu USA is a premier empowerment platform built on four pillars Culture, Confidence, Character, and Community. Representing the heritage of Andhra Pradesh and Telangana, the platform unites women from diverse professional and cultural backgrounds while promoting leadership and cultural pride.

The 2026 season began in August 2025 with over 200 nationwide applications. From this pool, 50 delegates representing 16 U.S. states were selected to compete in the Miss and Mrs categories. Contestants undergo professional training, mentorship, leadership workshops, and personal development programs designed to prepare them as ambassadors of empowerment.

Holistic Empowerment Through Partnership

Through this collaboration, Skin Centrick provides contestants with exclusive empowerment opportunities, including wellness-focused glow ritual experiences, global brand visibility, international media exposure, mentorship initiatives, and participation opportunities in the brand’s global campaigns and India market expansion.

A Grand Stage with Global Vision

Miss & Mrs Telugu USA 2026 marks the second edition of the growing platform. Following a successful inaugural event at the Irving Arts Center, the 2026 pageant will be hosted at the internationally recognized Eisemann Center, known for world-class cultural and pageant productions.

Miss Telugu USA 2026 Finalists

Mahima Raj, Ruchitha Koka, Amulya Balmuri, Gayathri Siddamurthy, Ramya Shuba Gogineni, Jashnavi Bommana, Pranathi Rao, Kathyayani Yella, Spurthi Raj Nagaraj, Madhavi Latha Parsa, Akshitha Gaddam, Venkata Bhavana Battula, Tejaswi Sudhireddy, Sai Mrudula Vangala, Namratha Gangidi, Snehamadhuri Dorishetti, Dakshayani Jella, Swathi Katta, Gouri Priya Naroju, Aanya Chidananda, Thadakamalla Alekya, Aastha Mamidi, Divya Sri Morasa, and Nanditha Guttula.

Mrs Telugu USA 2026 Finalists

Bhavya Adutla, Sindhuri Adepu, Anusha Uppalanchi, Sudha Sravani Guntupalli, Navya Pravarsha Bathini, Piyusha Varshini Tirukovalluru, Navya Darbha, Sindhu Rudra, Pavani Balijepalli, Swetha Dhulipala, Sahithi Pothuganti, Poojitha Darmapuri, Ramya Aluri, Ramya Sree Satyavarapu, Kalyani Garlapati, Vidyadhari Dandamudi, Sheetal Vulli, Ruhii, Lasya Priya Vuppala, Prithi Edara, Vineela Doppalapudi, Mirunalini Namala, and Sridevi Manginani.

About Skin Centrick

Skin Centrick is a global science-driven clean beauty brand developing high-performance skincare solutions that combine clinical innovation with nature-inspired ingredients. The brand promotes inclusive beauty, confidence, and wellness through sustainable and skin-safe formulations designed for modern lifestyles.

Media Contact

Skin Centrick

www.skincentrick.com

Contact@skincentrick.com

@SkinCentrick

Disclaimer: Skin Centrick products and services are not intended to diagnose, treat, cure, or prevent any disease. Always consult with a healthcare professional before making any decisions regarding your health or skincare routine.

Wellness Is the New Luxury. I Should Know — I Sell It

By: Katherine Tuominen, Catalyst Brand Strategy

Looking effortless has never involved so much effort. And as someone who works in health and wellness PR, I am professionally complicit.

A YouTuber I have followed for years recently announced she was giving up designer bags for “quiet luxury.” What that meant, in practice: weekly infrared sauna sessions, eleven skincare products applied before 7 am, a reformer Pilates membership that is, she acknowledged, “a bit of an investment.” The Balenciagas became a $400 facial. The aesthetic changed. The invoice did not.

I work in health and wellness PR. I help sell exactly this story. And I have been finding it increasingly hard to look away from what we are actually selling.

The wellness market has doubled since 2013. It is now worth $6.8 trillion and climbing toward $9.8 trillion by 2029. At some point, we have to ask: what is all of this really solving?

Lululemon actually commissioned research on this. Their Global Wellbeing Report found that nearly half of respondents feel overwhelmed by the pressure to maintain a wellness routine, a finding reported earnestly in the same wellness media that runs “7 morning habits that will change your life” every other Tuesday. We are exhausted by the content machine, and we keep clicking anyway. And spending. One in three Americans plans to increase their beauty and wellness spending in 2025, even as one in six already admits to spending more than they can afford.

Here is what the wellness industry figured out that the fashion industry eventually forgot: guilt converts better than aspiration. The “it bag” sold you status. The optimized morning routine sells you the idea that your current self is a problem in need of solving. Status is external and therefore optional. The version of yourself falling short of your potential is something that travels with you everywhere. The market is everywhere you are.

The standard we are holding ourselves to has never been higher, and we are the ones enforcing it. Show up glowing but unbothered. Thin but strong. Youthful but visibly effortless. Women spend an average of 39 minutes per day on their appearance. Men spend 22. That gap is 237 hours a year — nearly six full working weeks — spent achieving the appearance of someone who did not try particularly hard. And that figure triples for heavy social media users: research across 93 countries found that women who spend the most time on social media spend two hours more per day on appearance-enhancing behaviors than those who use it least. We have absorbed the expectation so completely that we are now constructing the routine ourselves and calling it self-care. Nobody asks the standard to come down. We just keep adding steps.

237 hours a year. Nearly six full working weeks spent achieving the appearance of someone who didn’t try. This is what effortless really costs.

This is an old story in new packaging. The beauty premium is real and extensively documented. Attractive people earn between ten and twenty percent more, are 52 percent more likely to reach prestigious positions, and are perceived as more competent and promotable before they say a word. We did not create the premium. The economy did. But the wellness industry handed us a way to internalize it beautifully. Rather than demanding the world value women beyond their appearance, we optimize the appearance. Rather than challenging the standard, we purchase compliance with it.

And we are paying twice. Products labeled “women’s” cost an average of 17 percent more than identical products marketed to men. Women earned 83 cents for every male dollar in 2024. We are earning less, spending more, working an extra six weeks a year on our faces, and one in three of us plans to spend even more next year. The pink tax is not a beauty industry quirk. It is structural gender economics with a moisturizer on top.

We earn 83 cents to the dollar. We pay 17 percent more for products with ‘women’s’ on the label. We spend six extra weeks a year on our appearance. And 62 percent of us judge other women’s looks more harshly than men do. We have thoroughly internalized this.

The wellness brief almost always contains some version of the same sentence: our customer is someone who takes her health seriously. What never makes it into the brief is the other half: she is also someone whose attention is being very deliberately courted by a $6.8 trillion industry with a commercial interest in her believing she is perpetually one product away from her best self. A woman who has arrived at her wellness goals is a woman who has stopped spending. The industry cannot afford for her to arrive.

The mental health cost is also no longer abstract. Research consistently shows that women with lower body esteem are less likely to take on leadership roles at work. Six in ten young women globally have opted out of social situations because of how they feel about their appearance. Nearly 70 percent of adult women report withdrawing from life activities because of body image concerns. The wellness industry will sell you something for that, too. A self-esteem supplement, a confidence ritual, a morning affirmation practice. The problem and the product, conveniently, have the same address.

This is a distraction as old as time, just sold back to us in a cleaner font. Women have always been encouraged to treat themselves as a project requiring constant improvement. The tools change. The pressure does not. A woman consumed by optimizing herself is a woman whose mental and physical resources are not being spent elsewhere. On the systems that created the beauty premium. On the policies that maintain the wage gap. On anything that does not have a SKU.

Truly opting out does not mean swapping a designer bag for a nicer serum and calling it growth. It means asking, occasionally, what you could do with those 237 hours and that extra $1,064 you are devoting to becoming a better-moisturized version of yourself. What might you solve if you stopped treating yourself as the problem?

The most radical wellness practice available right now is to stop treating your energy as something to be optimized and start treating it as something to be directed. At the world, which has a not-insignificant number of actual problems that would benefit from the attention of women not currently cataloguing their ceramide levels.

I will still wear sunscreen. I will still recommend excellent brands to excellent clients, with full transparency about the science and none of the manufactured inadequacy. But I will keep asking, as a publicist, founder of Catalyst Brand Strategy, and as a person, whether the story we are telling our audience is the story that actually serves them. Or just the one that sells.

Katherine Tuominen is a marketer and publicist specializing in health and wellness. She founded Catalyst Brand Strategy in 2021.